Privacy Policy
At vinuljabuezi, we understand that managing your financial data requires trust. This policy explains how we collect, use, and protect your information when you use our cash flow budgeting services.
Last updated: January 15, 2025
Information We Collect
We collect information that helps us provide better cash flow budgeting services. This includes data you provide directly and information generated through your use of our platform.
- Personal details like name, email address, and contact information when you register
- Financial data you input for budgeting purposes, including income and expense categories
- Usage patterns and preferences to improve our service functionality
- Device information and browser data for security and technical support
- Payment information when you subscribe to premium features
We never collect more data than necessary for our budgeting services, and we're transparent about what we gather and why.
How We Use Your Information
Your information helps us deliver personalized cash flow management tools and maintain service security. We use your data responsibly and only for legitimate business purposes.
We analyze spending patterns to provide insights, but this analysis happens within our secure systems and never involves sharing individual data with external parties for marketing purposes.
Communication preferences you set determine how we contact you about account updates, new features, or important changes to our service. You can modify these preferences anytime through your account settings.
Technical data helps us troubleshoot issues, prevent fraud, and ensure our platform works smoothly across different devices and browsers.
Data Storage and Security
We store your financial data using industry-standard encryption methods. Our servers are located in Australia and comply with local data protection requirements under the Privacy Act 1988.
Access to your personal information is restricted to authorized team members who need it to provide support or improve our services. We conduct regular security audits and maintain backup systems to protect against data loss.
- Bank-level encryption for all data transmission and storage
- Multi-factor authentication options for enhanced account security
- Regular security assessments and vulnerability testing
- Secure data centers with physical and digital access controls
We retain your data for as long as you maintain an active account, plus seven years for financial records as required by Australian business regulations.
Your Privacy Rights
Under Australian privacy law, you have specific rights regarding your personal information. We've made it straightforward to exercise these rights through your account dashboard or by contacting us directly.
Access Your Data
Request a complete copy of the personal information we hold about you, delivered in a readable format within 30 days.
Correct Information
Update or correct any inaccurate personal details directly through your account settings or by contacting support.
Delete Account
Request complete deletion of your account and associated data, with confirmation provided once the process is complete.
Data Portability
Export your budgeting data in standard formats to transfer to other financial management tools if desired.
To exercise these rights, log into your account or email us at help@vinuljabuezi.com. We'll verify your identity and process requests promptly, typically within 14 business days.
Information Sharing and Third Parties
We don't sell your personal information to advertisers or data brokers. The limited sharing we do involves trusted service providers who help us operate our platform securely.
- Payment processors for subscription billing (they only receive transaction details)
- Cloud hosting providers bound by strict data protection agreements
- Email service providers for account notifications (no financial data included)
- Analytics tools that use aggregated, non-identifiable usage data
If we need to disclose information for legal compliance, we'll notify you unless prohibited by law. We may also share anonymized, aggregated statistics about cash flow trends, but these never include individual account details.
Banking integration partners receive only the minimum data needed to sync your account balances and cannot access your login credentials or other personal information.
Cookies and Tracking
We use cookies to keep you logged in, remember your preferences, and understand how people use our budgeting tools. Most are essential for the service to function properly.
Optional cookies help us improve the user experience by tracking which features are most helpful and where people encounter difficulties. You can disable these through your browser settings without affecting core functionality.
We don't use advertising cookies or share browsing data with marketing companies. Our focus is on making the budgeting experience better, not building advertising profiles.
Changes to This Policy
Privacy regulations and our services evolve over time, so we may update this policy occasionally. Significant changes will be communicated through email and prominently displayed when you next log in.
Minor updates for clarity or legal compliance may be made without notification, but we'll always maintain the same level of data protection you expect from us.
Previous versions of our privacy policy are available upon request if you need to review what terms applied to your account at specific times.
Privacy Questions?
Contact our privacy team for questions about your data or this policy:
help@vinuljabuezi.com
+61 2 6153 3308
vinuljabuezi Financial Services
Hackett St, Mandurah WA 6210, Australia